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Experts in Safeguarding Your Financial Future

Welcome to Golding McEvoy Risk Consultants (GMRC)

Discover how credit insurance can help your business thrive.

Protect against the disastrous effects of bad debt.

We aim to improve the customer experience within the credit insurance broking market and to provide the very highest quality service to all of our clients.

With over 60 years combined experience in dealing with both direct to insurer clients, and brokered clients, we understand that all clients want the same things; a speedy response, great service, and the best advice.

At GMRC we will not offer different levels of service to our clients depending on their spend.

We are committed to providing our best service levels to all of our customers, and we believe that everyone should be treated the same.

What is credit insurance?

Trade credit insurance provides cover for businesses in the event of a customer becoming insolvent or failing to pay its trade credit debts.  The credit insurer will monitor each of a policyholder’s insured customers, assigning them each a credit limit, which is the maximum amount covered in the event of an insolvency or non-payment.

Why credit insure?

It gives businesses the confidence to extend credit to new customers and improves access to funding, often at more competitive rates. Not only this, but insurers can help to reduce the risk of financial loss through credit management support.

How is it priced?

The cost of a credit insurance policy is typically a small percentage of insurable sales. The price can depend on several variables starting with the turnover of the business. This is further influenced by additional factors such as the trading and loss history of the company, the trade sector and the customer base.

Just some of the
many benefits
of credit insurance

Growth

Expand safely and confidently with new customers, both domestic and abroad.

Speed

Be more efficient by helping you make the right decisions quickly.

Protection

It's there to replace money lost through bad debt as quickly as possible.

Funding

Negotiate better terms with your bank and other funders.

Peace of mind

Allows you to focus on other areas of your business knowing your invoices are protected.

Why use us?

The best cover at the best price.

Very few policyholders of any type of insurance would purchase or renew a policy without wanting to know that they have the best cover at the best cost. Equally, a significant proportion of the underwriters will not issue a Credit Insurance policy without a broker.

We negotiate better terms.

A specialist Credit Insurance broker will work for their clients and use their experience to negotiate better terms and premiums than you would get from an Underwriter.

We provide additional support.

At GMRC we work on behalf of our clients and pride ourselves in our ability to proactively manage all aspects of your Credit Insurance policy, not just in the sales process, but also on an ongoing basis throughout the life of the policy. Additional support is provided to negotiate credit limit cover, and pre-vetting all claims to maximise and expedite claim payments.

The cost of our service is NOT passed on to you.

Brokers are remunerated directly by the Insurers to manage their client’s policy. The cost of the broker is NOT passed on to the client by the insurer.

Our clients say

Changing to Golding McEvoy was a great decision for us and, due to the support and knowledge they have, we would not have any hesitation recommending them to anyone else.

S. H.Pipework Fabricators

We are in a much better position controlling debt insurance since working with Golding McEvoy.

C. J.Recruitment Consultancy

You will be more confident about the future if Golding McEvoy are part of your team.

R. D.Recruitment Consultancy

Golding McEvoy are not just a regular brokerage, they are in it for the long haul. You are more than just a client to them, the attention to detail and follow ups are really well managed.

S. N.Games Manufacturer

Meet our team

Director

Christine Golding

Christine has over twenty years’ experience, including working for one of the largest Credit Insurers in the world, Coface.

Christine has over twenty years’ experience, beginning in sales and then as an Account Manager working for one of the largest Credit Insurers in the world, Coface.

During this time Christine has managed a mixture of both direct and brokered clients. In her career at Coface she has been recognised as Account Manager of the year twice.

Her skills include being able to manage the entire customer journey from inception to renewal, as well as being able to manage issues with claims, collections and negotiate with underwriters on challenging credit limits. Most importantly Christine has the ability to concisely explain everything in such a way that customers feel at ease and comfortable in their obligations.

Her role within the business is to manage the client portfolio and grow the book via customer referrals and introductions.

Director

Dave McEvoy

Dave has over twenty-five years’ experience in the credit insurance industry working for both Insurers directly as well as specialist brokers.

Dave has over twenty-five years’ experience in the credit insurance industry working for both Insurers directly as well as specialist brokers.

With a proven sales record in the industry, his last role was Head of Direct Sales for one of the largest Credit Insurers in the world, Coface. In his six years there Dave achieved the accolade of top sales person in Western Europe twice and in the UK four times.

He is skilled at being able to ask the right questions, enabling him to really understand a client's needs and then working with the insurers to meet them. In addition to this Dave is extremely tenacious. In short if there’s a way to get a limit or policy written he will find it.

Most of his time is spent growing the client base through finance introductions, client referrals and networking. However, Dave is also responsible for managing a portfolio of clients and maintaining the highest levels of customer satisfaction and retention.

Account Manager

Emma Vokins

Emma has over nine years' experience as a specialist credit insurance broker, dealing with all insurers having formerly worked within banking.

Emma has over nine years' experience as a specialist credit insurance broker, dealing with all insurers having formerly worked within banking.

She is responsible for managing a client base across all sectors, including construction, retail, hospitality, food and drink, manufacturing and metals.

She has a passion for delivering a bespoke personal service, specifically targeted to each individual client; she second guesses their needs and provides effective solutions which fit seamlessly alongside their normal credit management processes securing strong and long-lasting relationships.

Emma loves the coast and a cracking sunset. She also enjoys watching rugby and supports the Exeter Chiefs.

Account Executive

Kelly Coombe

Kelly has worked within the insurance industry in different sectors as both broker and underwriter.

Kelly has worked within the insurance industry in different sectors as both broker and underwriter before finding her true calling in Trade Credit which she now has six years’ experience in.

Kelly is an Account Executive with her own portfolio of renewals, she assists the team where needed and enjoys interacting with clients and insurers. She helps throughout the client’s credit journey assisting with credit limits, collections, claims, and all other queries.

In her spare time Kelly can be found either walking along the beach with her two dogs or spending time with family and friends.

Latest news

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New Website

We are very excited to announce the launch of our new website! This is something that we’ve been working on for a while and we’re really pleased to see our ideas brought to life.We hope that you enjoy the new…

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    Our chosen charity partner

    A charity personally close to our hearts, we are delighted to be supporting the magnificent work Dogs for Autism does for the autistic community.

    Autism assistance dogs support people in a variety of ways but are there to empower people to realise their individual potential and gain independence, in just the same way as a guide dog might for a blind person. Dogs for Autism aims to become for the autistic community what Guide Dogs are for the visually impaired.